Spendora
These Terms of Service (“Terms”) govern your use of the Spendora Android application (“App”). By installing or using Spendora, you agree to these Terms and our Privacy Policy.
1. Acceptance
If you do not agree, do not use the App. You must be able to form a binding contract in your country and be old enough to use Google services if you connect a Google account.
2. The service
Spendora provides personal expense and income tracking, including:
- Manual and voice-assisted transaction entry
- Optional SMS and Gmail scanning to suggest transactions for your review (on-device parsing)
- Smart Coach (Teach me / Rule Generator) to customize keywords and notes
- Statistics and PDF report export
- Optional backup to your Google Drive
- Tools to erase transaction data with confirmation
Features may change as we improve the App. Some features require Android permissions or Google OAuth consent.
3. Accounts & Google services
- Core tracking works with a local profile on your device.
- Google Sign-In is optional for Drive backup and Gmail scan.
- Your use of Google APIs is also subject to Google’s terms and policies.
- You are responsible for keeping your device and Google account secure.
4. Accuracy of suggestions
SMS and Gmail parsing may misread amounts, merchants, or miss messages. Suggestions are not financial advice and are not guaranteed accurate. You must review and confirm before saving. You remain responsible for your own records and decisions.
5. Smart Coach rules
Teach me and Rule Generator save rules you define (keywords, notes, types). Those rules can override default parsing when a keyword matches. You are responsible for choosing unique keywords and reviewing results after teaching. Incorrect rules may mislabel transactions until you change or restore them.
6. Acceptable use
You agree not to:
- Misuse Google API access or attempt to extract data beyond the App’s features
- Reverse engineer the App except where allowed by law
- Use the App for unlawful activity
- Interfere with others’ devices or accounts
7. Intellectual property
Spendora’s name, branding, and app software are owned by the developer. You retain ownership of the transaction and profile content you create.
8. Disclaimer of warranties
The App is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant uninterrupted or error-free operation, or that backups or scan suggestions will always succeed.
9. Limitation of liability
To the maximum extent permitted by law, the developer is not liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, or opportunities arising from your use of the App — including incorrect parsed transactions, Smart Coach rules, or failed backups. Your sole remedy for dissatisfaction is to stop using the App and uninstall it.
10. Indemnity
You agree to indemnify and hold harmless the developer from claims arising from your misuse of the App or violation of these Terms.
11. Governing law
These Terms are governed by the laws applicable in your place of residence / the developer’s jurisdiction, excluding conflict-of-law rules, unless mandatory consumer protections in your country say otherwise.
12. Changes
We may update these Terms by posting a new version on this page and updating the effective date. Continued use after changes constitutes acceptance.